    :root {

        --brand-blue: #0F3C68;

        --brand-gold: #FFD700;

        --soft-bg: #F8FAFC;

        --card-gradient: linear-gradient(135deg, #1e3c72 0%, #2a5298 100%);

    }



    body {
        font-family: 'Plus Jakarta Sans', sans-serif;
        background: #fff;
        color: #1e293b;
    }



    /* --- HERO & CARD PREVIEW --- */

    .hero-section {
        background: var(--brand-blue);
        padding: 80px 0 160px;
        text-align: center;
        color: #fff;
        border-radius: 0 0 60px 60px;
    }



    .card-container {
        margin-top: -120px;
        display: flex;
        justify-content: center;
        padding: 0 20px;
    }



    .loan-card {

        width: 420px;
        height: 260px;
        border-radius: 24px;
        padding: 25px;

        color: white;
        position: relative;
        box-shadow: 0 30px 60px rgba(0, 0, 0, 0.4);

        background: var(--card-gradient);
        border: 1px solid rgba(255, 255, 255, 0.1);

    }



    .card-header {
        display: flex;
        justify-content: space-between;
        align-items: center;
    }

    .card-logo {
        height: 32px;
        filter: brightness(0) invert(1);
    }

    .loan-type-label {
        font-size: 11px;
        font-weight: 800;
        letter-spacing: 2px;
        opacity: 0.9;
    }

    .card-number {
        font-size: 22px;
        letter-spacing: 4px;
        font-family: 'Courier New', monospace;
        margin: 25px 0 10px;
    }

    .label-small {
        font-size: 9px;
        opacity: 0.7;
        text-transform: uppercase;
        letter-spacing: 1px;
    }

    .holder-name {
        font-size: 16px;
        font-weight: 600;
        text-transform: uppercase;
        margin-top: 4px;
    }

    .card-chip {

        width: 48px;
        height: 36px;
        background: linear-gradient(135deg, #f0d46a, #fff3b0, #f0d46a);

        border-radius: 8px;
        position: absolute;
        bottom: 30px;
        right: 30px;

    }



    /* --- SUBSCRIPTION STYLE FEATURE CARDS --- */

    .feature-grid {
        display: grid;
        grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
        gap: 25px;
        margin-top: 60px;
    }

    .feature-item {

        background: var(--soft-bg);
        padding: 30px;
        border-radius: 24px;

        border: 1px solid #e2e8f0;
        transition: 0.3s;

    }

    .feature-item:hover {
        background: #fff;
        box-shadow: 0 20px 40px rgba(0, 0, 0, 0.05);
        transform: translateY(-5px);
    }

    .feat-icon {
        width: 50px;
        height: 50px;
        background: #fff;
        border-radius: 12px;
        display: flex;
        align-items: center;
        justify-content: center;
        font-size: 20px;
        color: var(--brand-blue);
        box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
        margin-bottom: 20px;
    }



    /* --- WORKFLOW TIMELINE --- */

    .workflow-section {
        padding: 80px 0;
        background: #fff;
    }

    .workflow-step {
        display: flex;
        align-items: flex-start;
        gap: 20px;
        margin-bottom: 40px;
        position: relative;
    }

    .workflow-step:not(:last-child)::after {
        content: '';
        position: absolute;
        left: 25px;
        top: 60px;
        width: 2px;
        height: calc(100% - 20px);
        background: #e2e8f0;
        border-left: 2px dashed #cbd5e1;
    }

    .step-num {
        width: 50px;
        height: 50px;
        background: var(--brand-blue);
        color: #fff;
        border-radius: 50%;
        display: flex;
        flex-shrink: 0;
        align-items: center;
        justify-content: center;
        font-weight: 800;
    }



    /* --- PRICING BOXES --- */

    .pricing-wrap {
        background: var(--soft-bg);
        padding: 80px 0;
        border-radius: 60px;
    }

    .price-card {

        background: #fff;
        border-radius: 30px;
        padding: 40px;
        border: 1px solid #e2e8f0;

        transition: 0.4s;
        height: 100%;
        position: relative;

    }

    .price-card.premium {
        border: 2px solid var(--brand-blue);
    }

    .recommended-badge {
        position: absolute;
        top: -15px;
        left: 50%;
        transform: translateX(-50%);
        background: var(--brand-blue);
        color: #fff;
        padding: 5px 20px;
        border-radius: 50px;
        font-size: 12px;
        font-weight: 700;
    }

    /* --- TOP BUTTONS --- */

    .top-action-btns {

        display: flex;

        gap: 15px;

        justify-content: center;

        /* 🔥 Top aur Bottom margin yahan se adjust hoga */

        margin-top: 40px;
        /* Header se niche lane ke liye */

        margin-bottom: 50px;
        /* Heading se gap dene ke liye */

        position: relative;

        z-index: 10;

    }



    /* Mobile ke liye margin thoda kam kar dete hain */

    @media (max-width: 768px) {

        .top-action-btns {

            margin-top: 20px;

            margin-bottom: 30px;

            flex-direction: column;
            /* Phone par buttons stack ho jayenge */

            align-items: center;

        }

        .btn-top {
            width: 80%;
            text-align: center;
        }

    }

    .btn-top {
        padding: 12px 25px;
        border-radius: 50px;
        font-weight: 700;
        text-decoration: none;
        transition: 0.3s;
        font-size: 14px;
        border: 2px solid transparent;
    }

    .btn-top-self {
        background: hsla(0, 0%, 100%, 0.10);
        color: #fff;
        border-color: rgba(255, 255, 255, 0.2);
    }

    .btn-top-agent {
        background: #FFD700;
        color: #000;
    }

    .btn-top-agent:hover {
        transform: translateY(-3px);
        box-shadow: 0 10px 20px rgba(0, 0, 0, 0.2);
        color: #000;
    }

    .btn-top-self:hover {
        transform: translateY(-3px);
        box-shadow: 0 10px 20px rgba(0, 0, 0, 0.2);
        color: #fff;
    }

    /* --- REALISTIC MOBILE PHONE --- */

    .phone-wrapper {

        position: relative;
        width: 280px;
        height: 560px;
        margin: 0 auto;

        background: #111;
        border-radius: 40px;
        border: 8px solid #333;

        box-shadow: 0 50px 100px rgba(0, 0, 0, 0.2);
        overflow: hidden;

    }

    .phone-notch {

        width: 120px;
        height: 25px;
        background: #111;
        position: absolute;

        top: 0;
        left: 50%;
        transform: translateX(-50%);
        border-radius: 0 0 15px 15px;
        z-index: 10;

    }

    .phone-screen {
        background: #fff;
        height: 100%;
        width: 100%;
        padding: 20px;
        text-align: left;
        position: relative;
    }

    .app-header {
        display: flex;
        justify-content: space-between;
        align-items: center;
        margin-top: 15px;
        border-bottom: 1px solid #eee;
        padding-bottom: 10px;
    }

    .app-balance {
        background: #f0f7ff;
        padding: 15px;
        border-radius: 15px;
        margin-top: 20px;
        border: 1px solid #d0e4ff;
    }

    .app-step {
        display: flex;
        gap: 10px;
        margin-top: 15px;
        align-items: center;
        font-size: 11px;
        font-weight: 600;
        color: #888;
    }

    .app-step.active {
        color: #0F3C68;
    }

    .app-step i {
        font-size: 14px;
        color: #2ecc71;
    }

    .btn-outline-dark {

        border: 2px solid #1e293b;

        color: #1e293b;

        transition: all 0.3s ease;
        /* Smooth hover ke liye transition zaroori hai */

    }



    /* 🔥 Hover State: Background Gold hoga aur Border bhi Gold ho jayega */

    .btn-outline-dark:hover {

        background-color: #FFD700 !important;

        border-color: #FFD700 !important;

        color: #0F3C68 !important;
        /* Gold par dark text accha lagta hai */

        transform: translateY(-3px);
        /* Halka sa lift effect */

        box-shadow: 0 10px 20px rgba(255, 215, 0, 0.3);
        /* Gold color ka glow */

    }